User Agreement

Last updated: April 25th, 2021
Introduction

This is Iverify.ng’s web platform that is designed to provide verification services on the go to meet your personal, corporate and statutory verification requirements in compliance with your values and mandatory CBN ‘know your customer” regulations. This platform is brought to you by Iverify Nigeria by Rentcheck Limited.

Our Privacy Policy is an outline of the practices with regards to the use, processing, sharing and communication of your data by use of this platform. Our privacy policies are embedded in the terms and conditions below.

Consent

In your access and use of this platform, the website and its content herein referred to collectively as “the services”, these terms constitute a legally binding contract between you, that is, our guests or registered user and Iverify.ng. We kindly request that you carefully read through these “Terms and Conditions of Use or “User Agreement” before using the Platform and click on the Agree icon if you consent and agree to be bound. By using this website, you accept the terms and conditions contained herein, and it shall govern your use of this website, pages and links on the Platform.

If you do not agree to these Terms of Use or our Privacy Policy, please do not use the Platform and/or the Services. If you do not agree to these Terms of Use or the Privacy Policy, you agree that the only option is to discontinue using this Platform. That notwithstanding, if you proceed to browse, accessing, or otherwise using the Services in any manner, it will be deemed that you have accepted, without limitation, both the Terms of User Agreement including the privacy policy.

Review of Terms of Use

This Platform contains a variety of Contents (which includes but not limited to text, data, information, files, documents, software, scripts, layout, design, function, aesthetics, graphics, images, audio, videos, audiovisual combinations, interactive features and any other materials) that you may view, access on the Platform. The user agreement therefore may, at anytime be reviewed, revised and/or updated at our instance. You are hereby advised to read through this user agreement as often as you use this platform and further agree that we are not obliged to notify of any modifications or alterations; that such update and modifications shall become effective immediately upon posting and by clicking the terms of use button on this platform.

Age

You must be at least 18 years old to use this platform or any of our services. By using this platform and/or the services, and agreeing to our terms of use or user agreement, you represent that you are at least 18 years of age.

Username and Password
By your use of this platform and the services, you may be required to create an account by generating a username and password. You are therefore personally (individual user) and collectively (corporate user) responsible for the use of the Services. Please keep all. Passwords discreet at all times. It is not intended to be shared or given to third parties. By creating an account and using our platform, you may be required to provide information and data such as means of identification, including but not limited to government identification. Consent to use our services and this platform means that you authorize us to obtain and verify such data, information or documentation directly with the authorized establishment or through third parties.

Service Terms

The Platform allows users to request Services. Accordingly, in using our Platform, you agree to be bound by the following terms:

Iverify.ng, her employees, agents and stakeholders shall not be held liable for users decision, choices, judgement and perception or analysis on the use of this platform, and for any damages, losses, herein contained, relying upon the information, data, reports, verification linked to this website. The contents of this Platform are exclusively for your information and use, as intended under this user agreement.

  • You shall not use our Platform in any way or take any action that causes or may cause damage to the Platform or Iverify.ng, or impair the performance, availability or accessibility of the Platform;
  • You shall not use our Platform in unlawful, illegal, fraudulent or harmful, or in connection with any purpose or activities intended to breach any laws or regulations of the Federal Republic of Nigeria.
  • You shall not disable or interfere with the security features of the platform; including restrictive features.
  • You shall not use data or information collected from our Platform for marketing purposes or for such other purposes that may falsify or misrepresent contents, create liability for Iverify.ng and expose us to sanctions.
Disclaimer

The use of this platform by you or guests or registered user is solely at your risk. It is therefore important that you evaluate, analyze and seek expert opinion on likely risks associated with the use of our website.

The information contained in our report has been collected according to a request from a client and from sources deemed reliable. The client is cautioned that the search report is privileged information. While every effort has been made to verify the accuracy and validity of this information, Iverify. ng does not guarantee the accuracy or completeness of this report and cannot be held responsible for any actions which the client may take, or cause others to take, a result of its use.

Iverify. ng shall not be held liable for any damages, arising in contract or any tortious liability from the use or inability to use the platform, its content or information therein or from any omission as a result of the use of this platform, in any event, our liability for any or all proven damages or losses shall not exceed the amount paid by you, in the course of the verification arising therefrom.

Confidentiality

You undertake that all communication, content, verification reports, intellectual property or other information, and materials on the Platform, either marked ‘confidential or is by its nature intended to be for your knowledge alone, shall be kept confidential unless or until you can reasonably demonstrate that such communication, information and material is, or part of it is, in the public domain through no fault of yours. Furthermore, any communication, content, intellectual property or other information, and materials you obtain in terms of or arising from the use of this Platform shall be treated as confidential and shall not be divulged or permitted to be divulged to third parties, without our prior written consent.

The confidentiality obligation above shall not apply to information that was in your possession or independently available to you without restriction before receipt from Iverify. ng or was a matter of public knowledge, or is rightfully received from a third party without a duty of confidentiality, or is independently developed without using any of our confidential information.

It shall not apply if it is disclosed to a third party without a duty of confidentiality; or is demanded by an employer, government security agencies, judicial and regulatory authorities.

I/We(our guests and registered users) hereby undertake not to access or use the Services for unlawful, illegal and offensive purposes including breach of the data protection laws and the laws of the Federal Republic of Nigeria or that of an alien jurisdiction.

I/We shall not publish, post any information on our platform under a false and misrepresented identity including names and photographs, data, texts, graphics, images, information, audio and audiovisual materials where applicable intended to be malicious, scandalous, defamatory, fraudulent, discriminatory, harassing, threatening, derogatory, offensive to any person or information that infringes or violates any contractual or intellectual property rights of others or the privacy or publicity rights of others; and or may give rise to legal action against us under applicable laws.

I/We shall not transmit, distribute, introduce or otherwise make available in any manner through the Services any computer virus, keyloggers, malware, spyware, worms, Trojan horses, time bombs or other malicious or harmful code or to do any act capable of disrupting the operation of the Platform.

I/We shall not attempt to gain unauthorized access to the Platform or any user accounts or computer systems or networks, through hacking, password mining or any other unlawful means.

Intellectual Property

All trademarks, Logo, patents, copyright, and other intellectual property rights within and outside of this platform, belongs to Iverify.ng.  If you believe that any content on the Platform infringes upon your copyrights, please contact us through the contact details below.

Partners

We partner with other partners both financial/payment service providers and designated non-financial professionals in providing our Services to you. To serve you efficiently and to enable you to make payments on/through the Platform, we may share your information with these financial partners. You, therefore, authorize us to share your identity and banking information with partner financial institutions in respect of our Services. Iverify. ng shall not be liable for any default, negligence or breach of the financial partners.

Termination

In the event of any breach of this User agreement, iverify.ng shall have the right to suspend or terminate all or a portion of the Services to you at our discretion or restrict your access to the Platform. You shall also have the right to terminate your account provided that such deactivation and termination is initiated without any financial or fiduciary obligation towards Iverify.ng.

Third-party Platforms

Iverify.ng’s Platform may contain links to other platforms and websites or resources on the internet. These other sources may not have been reviewed by Iverify. ng and we shall not be responsible for the contents linked to such sites. Any access to those said is at your own risk. Kindly note that our Privacy Policy does not apply to those third-party Platforms, as such, you agree that Iverify. ng shall not be liable under any circumstances about your use of such other platforms or websites and will not accept liability or responsibility for the use of such sites.

Limitation of liability

Iverify.ng and its subsidiaries, affiliates, officers, directors, agents or employees are not liable to you or any other person for any punitive, exemplary, consequential, incidental, indirect or special damages (including, without limitation, any personal injury, lost profits, business interruption, loss of programs or other data on your computer or otherwise) arising from or in connection with your use of the Platform or Services, whether under a theory of breach of contract, tort, negligence, strict liability, malpractice, any other legal or equitable theory or otherwise, even if Iverify. ng has been advised of the possibility of such damages. You hereby release Iverify.ng and hold it and its parents, subsidiaries, affiliates, officers, directors, agents and employees harmless from all claims, demands, and damages of every kind and nature (including, without limitation, actual, special, incidental and consequential), known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with your use of the Services. You waive the provisions of any law limiting or prohibiting a general release.

The foregoing limitation of liability shall apply to the fullest extent permitted by law in the applicable jurisdiction. This limitation of liability also applies to damages incurred by you because of any products or services sold or provided on any linked Platforms or otherwise by third parties other than Iverify. ng and received through the Services or any linked Platforms.

Without prejudice to the limitation of liability above, in the event of any problem with the Platform or any of the services on the Platform, you agree that your sole and exclusive remedy is to cease using the Platform. Under no circumstances shall Iverify. ng, its subsidiaries, affiliates, officers, directors, agents or employees be liable in any way for your use of Services, including, but not limited to, any errors or omissions in the Platform, downtime, any infringement by the Platform of the intellectual property rights or other rights of third parties, or for any loss or damage of any kind incurred as a result of the use of the Services.

Breaches of Terms and Conditions

Where there is a breach of the terms and conditions or this user agreement, Iverify.ng reserves the right to remove, deactivate, prosecute or take reasonable actions within the applicable laws of the Federal Republic Nigeria.

Indemnity

Without limiting the generality or effect of other provisions of this Terms of Use, you agree to indemnify, hold harmless, and defend VerifyMe and its subsidiaries, affiliates, officers, directors, affiliates, agents and employees, parent companies, (collectively, “Indemnified Parties” and each, individually, an “Indemnified Party”) against all costs, expenses, liabilities and damages (including reasonable attorney’s fees) incurred by Iverify.ng or any other indemnified party in connection with any third-party claims arising out of:

  • (i) your use of the Platform or any part of it.
  • (ii) your failure to comply with any applicable laws and regulations.
  • (iii) your breach of any obligations outlined in this Terms of Use or our Privacy Policy.

This indemnity obligation shall survive these Terms of Use and your use of the Platform. Iverify.ng reserves the right to assume the exclusive defence and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with us in asserting any available defences.

Governing law and dispute resolution

This User Agreement and all disputes and matters arising from the Platform and its use shall be governed by the laws of the Federal Republic of Nigeria.

In the event of a controversy, claim or dispute arising out of or relating to this Terms of Use, the Parties shall attempt in good faith to resolve such controversy, claim or dispute promptly by negotiation between the parties or their authorized representatives. You shall, before exploring any other remedy in law, notify Iverify.ng of the dispute or complaint through the contact details below. If parties are unable to resolve the controversy, claim or dispute, the parties shall be at liberty to explore any other dispute resolution mechanism known to Law including mediation, arbitration or litigation.

Notice/Contact Details

In the case of any complaints or notice of dispute or any other notification, please click Contact Us

Use of suggestions

You acknowledge and agree that any questions, comments, suggestions, ideas, feedback, or other information provided by you to Iverify.ng unless expressly stated to be confidential, are not confidential and you hereby grant to Iverify.ng a worldwide, perpetual, irrevocable, free license to reproduce, display, perform, distribute, publish, modify, edit or otherwise use such Feedback as it deems appropriate, for all commercial or non-commercial purposes, in its sole discretion.